Stable Wholesale Funding for Banks

Cambr Wholesale gives your bank access to stable, diversified deposit funding—fast. It’s a strategic way to manage liquidity, fund growth, and mitigate risk.

Source deposit funding or acquire funding quickly at competitive rates

Diversify your bank funding strategy

Reduce time, cost, and operational complexity

Full visibility and daily reconciliation

What Is Cambr Wholesale?

Cambr Wholesale is a wholesale deposit funding solution that provides your bank with access to stable deposits from granular retail accounts. Funds are placed in a single omnibus account, giving you clean visibility without operational friction.

What to Expect

Cambr Wholesale connects banks to a curated deposit stream via one aggregated account.

  1. Omnibus structure

  2. Stable funding with minimal volatility

  3. No need to manage end users

Why Choose Cambr Wholesale?

Fast-track to diversified funding

Attract new deposit sources

Bank-backed by NBH Bank

Customizable to meet evolving funding requirements

Designed for liquidity management and contingency funding needs

Transparency & Trust

Cambr Wholesale is built with an understanding of the regulatory landscape in which banks operate. Our clients enjoy full transparency, automated reporting, and access to deposits reporting, without handling consumer-level onboarding.

Cambr Wholesale vs. Cambr Sweep

Cambr Wholesale Cambr Sweep
Built All banks Fintechs, Sponsor Banks
Use case Deposit funding Liquidity & Balance Sheet Management
FDIC-insured deposit1 Included Included
Custom yield options Included Included

Frequently Asked Questions

Wholesale funding refers to deposit sources raised from institutions or platforms, rather than retail customers. Cambr connects banks to reliable funding streams from partner banks.

Yes. Deposits flow through FDIC-insured1 institutions using a compliant, structured sweep model.

With our deposit funding solution, our clients typically begin receiving deposits in just a few weeks.

[1] Cambr is NOT a Federal Deposit Insurance Corporation (“FDIC”)-insured depository, bank or credit union and the solutions provided by Cambr wholesale funding are NOT, themselves, FDIC-insured products. See important disclosures below.

Looking for More Stable Funding?

Let’s help you diversify, mitigate risk, and grow with confidence.

Scroll to Top