Stable Wholesale Funding for Banks
Cambr Wholesale gives your bank access to stable, diversified deposit funding—fast. It’s a strategic way to manage liquidity, fund growth, and mitigate risk.
Source deposit funding or acquire funding quickly at competitive rates
Diversify your bank funding strategy
Reduce time, cost, and operational complexity
Full visibility and daily reconciliation
What Is Cambr Wholesale?
Cambr Wholesale is a wholesale deposit funding solution that provides your bank with access to stable deposits from granular retail accounts. Funds are placed in a single omnibus account, giving you clean visibility without operational friction.
What to Expect
Cambr Wholesale connects banks to a curated deposit stream via one aggregated account.
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Omnibus structure
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Stable funding with minimal volatility
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No need to manage end users
Why Choose Cambr Wholesale?
Fast-track to diversified funding
Attract new deposit sources
Bank-backed by NBH Bank
Customizable to meet evolving funding requirements
Designed for liquidity management and contingency funding needs
Transparency & Trust
Cambr Wholesale is built with an understanding of the regulatory landscape in which banks operate. Our clients enjoy full transparency, automated reporting, and access to deposits reporting, without handling consumer-level onboarding.
Cambr Wholesale vs. Cambr Sweep
| Cambr Wholesale | Cambr Sweep | |
|---|---|---|
| Built | All banks | Fintechs, Sponsor Banks |
| Use case | Deposit funding | Liquidity & Balance Sheet Management |
| FDIC-insured deposit1 | Included | Included |
| Custom yield options | Included | Included |
Frequently Asked Questions
Wholesale funding refers to deposit sources raised from institutions or platforms, rather than retail customers. Cambr connects banks to reliable funding streams from partner banks.
Yes. Deposits flow through FDIC-insured1 institutions using a compliant, structured sweep model.
With our deposit funding solution, our clients typically begin receiving deposits in just a few weeks.
[1] Cambr is NOT a Federal Deposit Insurance Corporation (“FDIC”)-insured depository, bank or credit union and the solutions provided by Cambr wholesale funding are NOT, themselves, FDIC-insured products. See important disclosures below.
Looking for More Stable Funding?
Let’s help you diversify, mitigate risk, and grow with confidence.