How did your balance sheet look in Q1

Adapting to Inflation & Interest Rates

‍With inflation holding steady and interest rates remaining high, we are noticing a few trends among banks in response to the market:

New products incentivizing customers to retain deposit balances

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An increased focus on managing liquidity and credit risk

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Finding innovative ways to engage customers

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Bank-backed vendors often offer a measured approach to innovation, working to ensure that solutions are scalable and secure. This dual focus on agility and stability allows institutions to evolve with market demands without compromising essential product needs.

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A Changing Regulatory Landscape

‍Recent regulatory updates from the FDIC and OCC bring important changes for community banks. The FDIC has withdrawn its proposal to alter brokered deposits, and the OCC will no longer assess banks for reputational risk. These changes could open up new opportunities to revisit liquidity solutions and fintech offerings that may have been on hold.

Discover how Cambr's deposit solutions can support your bank's growth and innovation.

Is Your Balance Sheet Where It Needs to Be?

‍Now is the time to assess your liquidity strategy. If your balance sheet is not exactly where you need it to be, let’s talk. We have the solutions to help you stay ahead.

Trusted Partnerships Make All the Difference

‍52% of banks listed deposit gathering as one of their top concerns in 2025, according to Cornerstone Advisors' What's Going On in Banking 2025.‍

At Cambr, we understand the challenges you’re facing and are here to help -- for the long-haul.

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"Working with Cambr has been a seamless process — from the initial implementation to scaling our business. Cambr has been a great partner right from the start, and we consider them a key component of our strategic growth plans."

Eric Garretson, Chief Financial Officer, nbkc Bank