Cambr Supports Fort Knox® High Security Savings Launch

Cambr, a leader in customized deposit sweep solutions, is proud to announce its customized deposit sweep infrastructure helped Austin Capital Bank® launch the Fort Knox® High-Security Savings Account (HSSA). The Fort Knox HSSA was built from the ground up to combat rampant bank fraud.

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Enabling Secure, Scalable Deposit Management for Austin Capital Bank

Leveraging Cambr’s secure deposit sweep systems, Austin Capital Bank is able to seamlessly manage deposits, unlocking the ability to scale and bring Fort Knox to market with speed and confidence. This strategic liquidity lever allows Austin Capital Bank to focus on product innovation while maintaining operational flexibility.

“Cambr’s infrastructure gives us the freedom to scale Fort Knox® without balance sheet constraints,” said Eric Beguin, CEO and Founder of Austin Capital Bank. “Their deposit sweep solution is an important tool that allows us to launch a scalable product that redefines consumer protection in banking.”

As a subsidiary of NBH Bank, Cambr has a decade of experience helping banks navigate complex requirements and is uniquely positioned to support responsible product launches.

“Cambr is proud to support Austin Capital Bank in maintaining their high standards for managing risk,” said Joseph Yeres, President of Cambr. “This partnership exemplifies how bank-owned fintech infrastructure can drive innovation while helping institutions scale securely.”

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About Cambr

Cambr’s infrastructure supports deposit innovation for banks navigating modern liquidity demands. Cambr provides banks across the country with customized solutions to sweep deposits or source funding quickly, efficiently, and safely. Banks rely on Cambr’s solutions to reduce interest expense, increase net interest margin (NIM), and enhance operational efficiency to strategically scale their deposit programs. While Cambr is not a bank, it is a wholly owned subsidiary of NBH Bank (acquired April 2023). With nearly a decade of experience serving banks that support embedded finance, Cambr is ready to help you expand your partner bank deposit offerings.

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About Fort Knox^® High-Security Savings Account

Fort Knox^® is the world's first high-security banking platform. Built on Austin Capital Bank's proprietary, patent-pending banking platform, Fort Knox fundamentally reimagines how banks protect customer assets through multiple layers of next-generation security and a unique patent-pending system architecture. Fort Knox High-Security Savings is more than just an account with better identity verification and login security; it’s an entirely unique platform designed from the ground up to protect consumer funds. Fort Knox’s unique protection features include Intelligent Closed-Loop™ Protection, Lockdown™ status, Active Account Cloak™ technology, The Blacklist™ and post-quantum cryptographic encryption. The Fort Knox platform also replaces generic account and routing numbers with account identifiers that are incompatible with any funds transfer or payment system. For consumers who value protecting their savings over instant access, Fort Knox delivers complete confidence in the security of their funds. Learn more at www.FortKnox.Bank.

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About Austin Capital Bank

Austin Capital Bank^® combines an FDIC-insured bank charter with world-class in-house technology development capabilities to solve critical unmet financial needs for consumers and small business owners nationwide. Austin Capital Bank defines community as groups of individuals and small businesses across the country who share common unmet financial needs—then builds the technology and product solutions to meet those needs. The bank’s unique approach has led to industry-leading products that serve more than 1 million users nationwide, including CreditStrong^® and industry-first innovations like the Fort Knox High-Security Savings Account. Learn more at www.AustinCapitalBank.com.

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Learn More About Cambr’s Bank-Backed Deposit Solutions

Want to learn how Cambr’s deposit sweep infrastructure can power your next banking innovation? Contact our team.

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‍_{Cambr Solutions, LLC is a wholly-owned subsidiary of NBH Bank, which is owned by National Bank Holdings Corporation (NYSE: NBHC). Cambr is NOT a Federal Deposit Insurance Corporation (“FDIC”)-insured depository, bank or credit union and the solutions provided by Cambr wholesale funding are NOT, themselves, FDIC-insured products. Rather under Cambr’s programs, funds are swept or placed into deposit accounts at receiving institutions that are FDIC-insured, subject to program limits, and insured on a pass-through basis. Certain conditions must be satisfied for FDIC insurance coverage to apply to deposits held through an agent. FDIC deposit insurance only covers the failure of insured institutions. All of our services are provided subject to the terms and conditions of written agreements entered into between us and our client with respect to those programs, and we provide no representations or warranties, express or implied, except for those expressly set forth in those agreements.}

_{Fort Knox® and CreditStrong® are registered trademarks of Austin Capital Bank. Lockdown™, Closed-Loop™, Blacklist™ and Cloak™ are trademarks of Austin Capital Bank. Fort Knox® is a division of Austin Capital Bank, Member FDIC. All Fort Knox bank account deposits are insured by the FDIC to the maximum extent allowable by law. ©2025 Austin Capital Bank. All Rights Reserved.}

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